JHA Risk Services

For Individuals and Businesses

Personal Insurance

Protecting yourself is important—and short-term insurance can be the perfect solution to protect your assets against unexpected risks. Although personal insurance may be a little simpler we still believe you need a broker to understand the complexities of the various products and guide you in the right direction. Consider if you have a difficult claim and have to negotiate with the insurer yourself, wouldn’t it be much easier with someone to fight on your behalf?

Here are a few examples of items you can insure against accidental damage, loss, and/or theft:

Electronic items such as cellphones and laptops
Jewellery such as rings and watches
The contents of your home which includes your furniture and appliances
Insurance for your buildings
Vehicle insurance including damage to a third party’s property

Business Insurance

Business Insurance can be quite complex and you definitely need an experienced broker on your side to inform you of all the terms and conditions while ensuring that your interests are always top of mind.

From negotiating a claim on your behalf to ensuring that your assets are adequately protected we do it all.

Here are just a few items that you can insure.

Stock
Electronic Equipment such as printers and CCTV systems
Business All risks which include items taken out of the office such as cellphones and laptops.
Business Interruption
Motor Vehicles
Office Contents such as desks and chairs
Public liability
Goods in Transit
Professional Indemnity
Theft
Accidental Damage